Paluwagan PH - Microsoft Excel Edition
Whose turn, who paid, who is behind.
Microsoft Excel Edition: Run paluwagan groups with a contribution per slot, cycles in payout order, contributions recorded per member, payouts released per cycle, and an arrears figure for every member.
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Microsoft Excel Edition: Run paluwagan groups with a contribution per slot, cycles in payout order, contributions recorded per member, payouts released per cycle, and an arrears figure for every member.
What to know before you use it.
Microsoft Excel Edition: Run paluwagan groups with a contribution per slot, cycles in payout order, contributions recorded per member, payouts released per cycle, and an arrears figure for every member.
Works with
- Microsoft Excel 2019 or newer on Windows or macOS
- Philippine peso reporting
- Asia/Manila date examples
Requirements
- Microsoft Excel 2019 or newer on Windows or macOS
- Basic source records for the workflow
Before you buy
Are the other editions included?
No. This delivery contains only the separately sold Microsoft Excel Edition.
Is this official accounting or regulated software?
No. No interest, service charge or lending, no bank or e-wallet collection, no automatic reminders to members, no legal agreement or contract template, and no credit scoring or default enforcement of any kind.
Can I resell or share it?
No. The license permits internal use and customization for one business only.
Can a member hold two slots?
Yes. Set the slot count to two. They contribute double each cycle and appear twice in the payout order.
What if someone misses a contribution?
Simply do not record one. The cycle shows a shortfall and that member's ledger shows arrears until they pay.
Does it charge interest?
No. A paluwagan is not a loan. The workbook records contributions and payouts only.
Learn more before you continue.
Read the linked article for additional context, instructions, or an editorial review of this product.
How to Run a Paluwagan Without the Arguments About Who Paid
A records routine for Philippine savings circles: expected collection per cycle, contributions per member, and arrears that are visible before the pot is handed over.
Read the guide