OFW Remittance + Family Expense Tracker (PH) — USD/SAR/AED auto-convert, padala log, savings goals

The complete money tracker for Filipino OFWs and their families. 9 sheets, all formulas connected. Log every padala from any currency (USD, SAR, AED, KWD, HKD, SGD, JPY, EUR, GBP, CAD, AUD and more) — the workbook auto-converts to PHP, calculates the fee % per provider, and tells you which remittance service is actually cheapest over the year. Track every peso the family back home spends on groceries, tuition, bills, and medicine. Set savings goals (lot, house, sari-sari capital, emergency fund) and watch the workbook auto-project when you'll hit each target. Works in Excel and Google Sheets. No add-ins, no subscription, no internet needed. One file. ₱249 once.